This insurance available as an optional extra
gives you the peace of mind that you have provided for your
family even in the worst-case scenario.
- Protection for surviving dependants during the term of the
contract.
- No health check required upon conclusion.
- No waiting period, benefits immediately upon
death.
- Payment of the leasing installments still due from the
date of death and payment of the residual value agreed at the end of
the contract (max. CHF 100'000.- per lease agreement).
To make sure that you are prepared for unforeseeable events
in your professional life, we recommend that you insure your
installment payments against unemployment and incapacity to
work.
- Payment of monthly installments (up to max. 12 installments
per unemployment event and max. CHF 2'000.- per installment); up to
max. 24 installments over the entire term of the
contract.
- In the event of temporary incapacity to work: payment of
monthly installments (up to max. 12 installments per claim and max. CHF
2'000.- per installment); up to max. 24 installments over the entire
term of the contract
- In the event of permanent incapacity to work due to
disability: payment of residual debt up to max. CHF
100'000.-.
- Minimum age of 20 years old at conclusion of contract,
maximum age of 65 years old at contract expiration.
- No knowledge of an existing illness and not suffering from
the consequences of an accident.
- No absence from work of more than 20 days due to
illness/accident and no hospital stay of more than 10 days in the
past 12 months.
- No knowledge of imminent dismissal and no imminent early
retirement.
- Permanent and uninterrupted employment relationship for at
least six months with at least 25 hours per week.
- Main residence in Switzerland.
This is a group insurance policy taken
out by BANK-now Ltd., as policyholder, with Helvetia Versicherungen,
as insurer.
Insurance terms and conditions
