New or used car – the decision is yours. If you don't want to buy your dream car, vehicle financing via a lease may be an option for you. Leasing a vehicle can be compared to renting.
The lessor remains the owner. The advantage is that you can change vehicles more often (after the lease agreement expires) and preserve your equity capital. Read more about leasingy here. Whether you are taking out a car loan or financing your vehicle with a lease, we would be happy to advise you in a personal consultation at one of our branches or by telephone at 0800 40 40 43.
From just
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- You are at least 20 years old.
- You are a permanent resident in Switzerland.
- You have Swiss citizenship, a C permanent residence permit, or a B or L residence permit.
- We don't charge any opening fees or commission.
- Repayment in equal monthly installments.
- With a lease, the financing amount is paid out to the supplier
Like when you rent an apartment, with LEASE-now you pay a monthly installment for the use of the vehicle during the term of the contract, with a fixed interest rate.
At the end of the contract, you can return the vehicle to your dealer.
With leasing, it is always possible to finance the vehicle at a residual value. The residual value amount is determined in the sales discussion with the dealer.
Like when you rent an apartment, with LEASE-now you pay a monthly installment for the use of the vehicle during the term of the contract, with a fixed interest rate.
At the end of the contract, you can return the vehicle to your dealer.
With leasing, it is always possible to finance the vehicle at a residual value. The residual value amount is determined in the sales discussion with the dealer.
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The path to your dream vehicle
With LEASE-now, you can calculate your lease payment conveniently and simply directly on our website.
With CREDIT-now Classic and CREDIT-now Casa, the amount of the effective annual interest rate depends on your creditworthiness and can only be determined on the basis of the detailed information you provide in the online application.
You can fill out and submit the application for the car you want online right now. To process the application, we also need the following documents, which you can simply attach to the online application:
- Copy of your official ID
This includes passport, ID card, driver’s license, or foreigner's ID card (including copy of the reverse side). - Copy of your last pay slip (optional).
- If you have registered a second applicant , please also attach official ID for this applicant and optionally a copy of their last pay slip.
With LEASE-now, the vehicle serves as collateral. BANK-now contacts your garage owner directly.
We will review your application for CREDIT-now Classic or CREDIT-now Casa as soon as we have received all the necessary documents.
By performing a thorough check during the application process, we make sure that the chosen financing option is the right solution for you. It is therefore entirely in your interest for the lease or credit approval process to be handled with care.
You will generally receive a response to your application within 24 hours.
If you opt for LEASE-now, then you will sign your contract directly at the handover of the vehicle. The seller will then arrange for the return of the contract to BANK-now.
If applying for CREDIT-now Classic or CREDIT-now Casa, you will receive an offer in the mail or by email two days later. If you are happy with the offer, send the signed documents back to us by mail.
Please do not hesitate to contact us if you have any questions, either in person at one of our branches or by telephone at the relevant number. For a loan 0800 40 40 42 and for leasing 0800 40 40 43.
For LEASE-now, BANK-now transfers the vehicle purchase price to the garage owner directly.
If you opt for CREDIT-now Classic or CREDIT-now Casa, there is a waiting period for the payment of the money. The statutory waiting period of 14 days starts as soon as you have returned the signed contract to us. After this waiting period, the money will be transferred to your bank account.
With CREDIT-now Classic, the comprehensive security package even gives you a further ten days after the loan has been paid out to you to change your mind and repay the loan free of charge.
Promise of clarity
Our 80 specialists are available to provide you with clear and accessible advice in over 15 languages.